A short guide
Why track habits and spending together?
What you do and what you spend usually come from the same places: your routines, your moods, your plans. Side by side, they show things that neither shows alone.
Most days, it’s one story
A morning coffee is a habit and a purchase. So is the lunch you buy because the morning ran long, or the late-night order on a day you meant to go to bed early. A habit list only shows one half of that. A spending list only shows the other.
When the two sit together, a day reads more like a day: what you meant to do, what you actually did, and what it cost.
What you start to notice
Usually nothing dramatic, and that’s the point. You might notice that:
- the weeks you keep your walk are also the weeks you order in less;
- cutting back on coffee quietly changes what you spend on food and drink;
- most of your small purchases land on the days your routine slipped.
These are examples, not promises, and your own patterns will be different. Furiner doesn’t draw conclusions for you. It puts the days in front of you, and you decide what they mean.
How to start without turning life into a spreadsheet
- Pick one habit and one amount. One thing you’d like to do or cut back on, and a weekly or monthly amount you’d like to keep in mind. That’s enough.
- Choose a spending goal you could actually keep. Base it on what you really spend, not what you wish you spent. A goal you miss every week stops being useful.
- Note purchases when they happen. An amount and a category take a few seconds. Waiting until the end of the week is how the small ones get forgotten.
- Treat a slip as information. If a day doesn’t go to plan, log it anyway. An honest record is more useful than a perfect one.
- Look back after a month, not after a day. One day says very little. Four weeks of them start to show a shape.
How Furiner keeps them together
Furiner is built around this idea, so habits, time and spending share the same screens.
- Home shows today’s goals alongside today’s spending and how your spending goal is going.
- Calendar shows every day at a glance. Tap a day to see its goals and purchases on one page, and correct anything you forgot.
- Insights shows your goals, streaks and purchases by week, month and year.
When a different kind of app is a better fit
Furiner doesn’t connect to bank accounts or import transactions. You enter each purchase yourself, which takes a moment and is part of the point: you notice what you spend.
If you want automatic bank feeds, shared household budgets or investment tracking, a dedicated finance app will serve you better.
Furiner is coming soon to iPhone. See what’s inside, read more about Furiner, or find out where your data lives.